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   Anonymous says: (Edit)

   My insurance's company decision is different from the other person's insurance company's decision, what will happen next?
   
   Note: my insurance company believes I am 0% at fault, while the other person's insurance company believes I am 100% at fault.
   
   Should I sell my total loss car now(since my insurance will expire soon)? Or should I keep the car till final settlement(then I need to buy insurance for my car although I don't drive this car at all, it really wastes of my money).
   
   Thanks.

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   Anonymous says: (Edit)

   Has the other insurance company inspected your vehicle? If so, then you can most likely get rid of it.
   
   As for the liability decision - if the 2 companies can't come to an agreement on liability, then it will have to go to arbitration. The panel will then decide fault.

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   Anonymous says: (Edit)

   k man i just went through this exact same scenario just recently, i had gotten into an accident on January 14th, i was hit from behind, and it was under investigation until just last week and they finally decided to repair my car, this was after FOUR months, i had to keep paying for the insurance for that car even though it wasn't usable BUT if ur insurance company decides that its a write off then they will reimburse you for all ur monthly payments for that specific car, also do u have full coverage or only liability?

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